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Home Loans and Mortgages

The housing market can be intimidating, but that doesn’t mean your mortgage should be. With flexible loan programs and terms that fit whatever home you’re looking for, we can work together to find the right solution for your home-buying needs. Call  1-800-914-8224 to connect with a local lender and get started today.

Why choose United for your home mortgage?

 

When you have questions, our team is here to answer your call and walk you through every step of the process. We have a wide array of products designed just for you. You’ll also have the benefit of:

  • Digital application 
  • Online mortgage payments
  • Large selection of mortgage products
  • Free United Signature Checking Account1
  • Employees committed to customer service
  •  .25% discount when you use auto-pay on certain loan products
  • Competitive rates and closing costs
  • Communication to keep you updated about your loan’s progress

Ready to get started?

Apply Now

United's Mortgage Interest Rates

 

So many factors go into your mortgage interest rate – your credit score, employment, the loan term and product you choose, the amount of debt you’re carrying, etc. We want to make sure your rate matches your unique financial situation. That’s why we spend time getting to know you and your long and short-term goals before we create a customized rate quote for you.
 
We believe the first step toward superior customer service is setting realistic expectations. And that starts by quoting you a rate we know we can stand behind.
 
Ready for your rate quote? Our team of expert mortgage lenders is ready to connect with you.

Get My Custom Quote

Fixed and Adjustable Rate Mortgages

 

Who has ARMs, legs and the fixed-rate mortgages that fit your needs? We do, of course. Popular for buying or refinancing, our fixed and adjustable rate mortgage options come in varying term lengths and can fit whatever square footage you're looking to move into.

Jumbo Loans

 

We offer higher-than-conventional loan limit options for those dreaming BIG. Whether you are buying, refinancing or finally adding that movie theater room, we have the fixed-rate and ARM options to fit your unique needs.

VA Mortgage Loans

 

 

You have served us, so let us to support you. For all past and present military members, and surviving spouses who are looking for help with buying a new home, we can assist you with a VA Mortgage Loan. Take advantage of potentially no down payments or mortgage insurance, low fixed rates and various repayment options.

Fixed and Adjustable Rate Mortgages

 

Who has ARMs, legs and the fixed-rate mortgages that fit your needs? We do, of course. Popular for buying or refinancing, our fixed and adjustable rate mortgage options come in varying term lengths and can fit whatever square footage you're looking to move into.

Fixed and Adjustable Rate Mortgages

 

Who has ARMs, legs and the fixed-rate mortgages that fit your needs? We do, of course. Popular for buying or refinancing, our fixed and adjustable rate mortgage options come in varying term lengths and can fit whatever square footage you're looking to move into.

Fixed and Adjustable Rate Mortgages

 

Who has ARMs, legs and the fixed-rate mortgages that fit your needs? We do, of course. Popular for buying or refinancing, our fixed and adjustable rate mortgage options come in varying term lengths and can fit whatever square footage you're looking to move into.

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NMLS     |     FAIR LENDER     |     FAIR HOUSING

© 2022 United Community Bank | NMLS# 421841 | ucbi.com/mortgage | United Community Mortgage Services is the mortgage lending division of United Community Bank. We are an approved seller/servicer for the Federal National Mortgage Association (Fannie Mae) and the Federal Home Mortgage Corporation (Freddie Mac). Normal credit criteria apply.  This is not a commitment to lend.  Offer subject to change without notice.

2 West Washington Street, Suite 700, Greenville, SC 29601

1-800-822-2651    |    info@encompassmortgage.com

NMLS     |     FAIR LENDER     |     FAIR HOUSING

© 2022 United Community Bank | NMLS# 421841 | ucbi.com/mortgage | United Community Mortgage Services is the mortgage lending division of United Community Bank. We are an approved seller/servicer for the Federal National Mortgage Association (Fannie Mae) and the Federal Home Mortgage Corporation (Freddie Mac). Normal credit criteria apply.  This is not a commitment to lend.  Offer subject to change without notice.